Skip to searchSkip to main content

  • Florida Health Insurance Quotes 
    Javier Garcia, Palm Bay Broker

    Florida Health Insurance – Plans That Actually WorkACA, Medicare, dental—I'll find what fits your family. No runaround.

    Call / Text Today
Insurance Services /
Health Insurance
/

Health Insurance Broker

I'm Javier Garcia—Palm Bay local, licensed for health & life. I help folks like you dodge the marketplace mess, snag subsidies, or pick Medicare that doesn't break the bank. No sales tricks—just real options.



Why Choose Me?
  • Florida-licensed health insurance broker
  • Same-day quotes – text your age, zip, family size
  • Free help with subsidies & enrollment
  • Real local reviews (see Google)
  • Family-run – Natasha keeps the paperwork clean


Best Life Options for Floridians Right Now:
  • ACA Marketplace – Subsidies up to $1,000+/month. Open enrollment starts November—get ahead.
  • Not elegible for Marketplace insurance — Don't worry, I have other options, don't wait.
  • Already Health Insurance but not enough coverage - I have Ancillary plans available., Let's find out if any of them works for you.
  • Dental & Vision – Add-ons that actually save money.

FAQ

FAQ
Can I get help with subsidies?

Yes—I'll walk you through.

Do I need to switch plans yearly?

Not always—I'll check that for you.

What if I'm self-employed?

Marketplace has killer options.
 

What insurance carriers do you work with?

I work with a variety of reputable insurance carriers to provide my clients with the best coverage options. Some of the carriers I collaborate with include but are not limited to United Health Care, Aetna CVS, Cigna, Molina, Oscar, Ambetter, Americas, Mutual of Omaha, Americo, SBLI, Foresters, American Amicable, John Hancock, and Assurity, to name a few. By partnering with multiple carriers, I am able to offer my clients a wide range of insurance products, ensuring that they receive tailored solutions that meet their unique needs.

What happens if my insurance needs or my budget changes?

I understand that life is always changing, and so are your insurance needs and budget. If your insurance needs or budget changes, I am here to help, I will work with you to review your current insurance policies and make the necessary adjustments to ensure that you have the right coverage at a price that fits your budget. Whether you need to add coverage, remove coverage, or explore new options, we will guide you through the process and provide personalized recommendations tailored to your specific situation.

How long does it take you to respond to questions or problems?

I understand the importance of timely and effective communication. We strive to respond to all inquiries and concerns within 24-48 hours of receiving them depending on the complexity of the issue. 

Insurance Services

Life Insurance
Individual Health Insurance
Medicare
Dental & Vision
Medicare
Medicare Advantage
Medicare Advantage (Plan C)
Suplemental Plans
MA Supplemental Plans
Drug suplemental plan
PDP Standalone

Our company can provide expert roofing solutions whether you need a repair or a full replacement. For repairs, we offer skilled technicians to address issues like leaks, missing shingles, or damage from weather. For replacements, we help you choose the right roofing material, provide a thorough installation, and ensure a durable, weather-resistant roof. We prioritize customer satisfaction and aim to provide a positive experience from start to finish.

Dental & Vision
Dental Plan
Dental Plans
Vision Plan
Vision Plans
Dental and Vision plan
Dental + Vision + Hearing

Our solar company can significantly reduce your monthly power bill by generating electricity on your property. Solar panels convert sunlight into usable electricity, reducing your reliance on the traditional grid and lowering the amount of power you need to purchase from the utility company, according to research. This allows you to save money on your electricity bills while also benefiting the environment.

Life Insurance
Term Life Insurance
Term Insurance
Life Insurance
Whole Life Insurance
Universal Life Insurance
Universal Life Insurance
Final Expense
Final Expense

Life insurance is designed to give you peace of mind and protect your family in the event of an unexpected death. It covers the financial burden that comes with death, such as funeral expenses, outstanding debts, and the loss of income for the surviving family members. 

Request your FREE Consultation Now

Individual Health Insurance
Obamacare insurance
Marketplace (Obamacare)
Private health insurance
Individual Private Insurance
Supplemetal insurance
Ancillary Plans

Individual, Group, Marketplace or Medicare, my goal is to make it as simple and stress-free as possible. I take the time to listen to your needs, explain available coverage options and provide you with a quote that fits your needs. Don’t let the complexity of the health insurance market hold you back from getting the coverage you need. 

Book your Appointment

Some of our Partners

These are some of your partners. They play a mayor roll on making sure we can offer you the best products available to your needs.

United health care
SBLI
Mutual of Omaha
Aetna
Ameritas
Foresters
Fildelity
Ethos
Health First
ING life insurance
Assuring
AARP
Fidelity
Humana
Ambetter health
Cigna