First, insurance brokers have an in-depth knowledge of the insurance market and can help you navigate through the often complex and confusing array of options. At Javier Consulting services, I can assess your unique insurance needs and recommend the most suitable policies and coverage options for your specific situation. Additionally, by working with a broker, you gain access to a wider range of insurance providers and policies than if you were to shop around on your own. Ultimately, using a broker can save you time, effort, and potentially money, while ensuring that you have the most appropriate coverage for your insurance needs.

I do not charge a fee for my services. You can access my expertise and support without any upfront costs. My goal is to provide tailored insurance solutions and exceptional service to my clients, ensuring they have the coverage they need without adding financial strain. By not charging a fee, I am committed to making my services accessible and affordable for all clients.

I offer a range of insurance products to meet the unique needs of individuals and businesses. My offerings include but are not limited to life insurance, health insurance, disability insurance, and long-term care insurance. Whether you are looking to protect your family, your assets, I can tailor a comprehensive insurance solution to provide you with peace of mind and financial security.

I work with a variety of reputable insurance carriers to provide my clients with the best coverage options. Some of the carriers I collaborate with include but are not limited to United Health Care, Aetna CVS, Cigna, Molina, Oscar, Ambetter, Americas, Mutual of Omaha, Americo, SBLI, Foresters, American Amicable, John Hancock, and Assurity, to name a few. By partnering with multiple carriers, I am able to offer my clients a wide range of insurance products, ensuring that they receive tailored solutions that meet their unique needs.

Hopefully, you’ll never have to make a claim, but if you do, I am legally obligated to be your advocate if you need to make a claim. While you need to keep your own records, as your broker, I will help you file your claim and monitor it to ensure everything happens promptly.

I understand that life is always changing, and so are your insurance needs and budget. If your insurance needs or budget changes, I am here to help, I will work with you to review your current insurance policies and make the necessary adjustments to ensure that you have the right coverage at a price that fits your budget. Whether you need to add coverage, remove coverage, or explore new options, we will guide you through the process and provide personalized recommendations tailored to your specific situation.