Consulting Services
Insurance Agent
SERVICES
Tailored insurance for
every stage of life.
01
Life Insurance
Life insurance is designed to give you peace of mind and protect your family in the event of an unexpected death. It covers the financial burden that comes with death, such as funeral expenses, outstanding debts, and the loss of income for the surviving family members.
02
Health Insurance
Individual, Group, Marketplace or Medicare, my goal is to make it as simple and stress-free as possible. I take the time to listen to your needs, explain available coverage options and provide you with a quote that fits your needs. Don’t let the complexity of the health insurance market hold you back from getting the coverage you need.
03
Dental & Vision
Dental and vision coverage play a crucial role in protecting your overall health and wellbeing. I offer a range of policies that will fit your unique needs and I'll work hard to ensure that you receive the best service possible, finding you the most affordable and comprehensive insurance coverage available.
04
Mortgage Protection
Mortgage protection insurance is designed to protect your home and family from financial hardship in case of unforeseen circumstances.
Everyone should have access to affordable insurance options that offer peace of mind.
05
Final Expense
It can be difficult to think about the final days of our lives. However, it is important to ensure that we are prepared for the unexpected. That’s why we offer insurance plans designed to cover last expenses, including funeral costs, so that your loved ones are taken care of even when you’re gone.
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ABOUT
Why use a Broker...
Choosing an insurance policy can be overwhelming. That's where a broker like me comes in. I can help you navigate through the complex world of insurance and ensure you have the right coverage for your needs.
Using a broker like me means you have an advocate on your side.One of the main reasons to use a broker rather than going straight to an insurance provider that that as a broker I work for you, not the insurance carriers. I can help you compare different options and find the policy that fits your needs, help you navigate the claims process if you ever need to file one. I also keep up-to-date with any changes in the insurance industry and can make revisions to your policy as necessary.
Your Local Insurance Agent
Palm Bay, Florida
Insurance made simple, protecting your Future, one policy at a time.
APPROACH
My goal is to protect what you care about most
As your Local broker (Palm Bay, Fl) , I believe that life and health protection through insurance products is an essential part of financial planning. I'm dedicated to helping my clients find the right insurance solutions to protect their loved ones and their health. As a broker, I have access to a wide range of products from top insurers, ensuring that you have the options you need to make an informed decision.
FAQ
You're probably
wondering...
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What types of insurance do you offer?I offer a range of insurance products to meet the unique needs of individuals and businesses. My offerings include but are not limited to life insurance, health insurance, disability insurance, and long-term care insurance. Whether you are looking to protect your family, your assets, I can tailor a comprehensive insurance solution to provide you with peace of mind and financial security.
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Why do I need a broker for insuranceFirst, insurance brokers have an in-depth knowledge of the insurance market and can help you navigate through the often complex and confusing array of options. At Javier Consulting services, I can assess your unique insurance needs and recommend the most suitable policies and coverage options for your specific situation. Additionally, by working with a broker, you gain access to a wider range of insurance providers and policies than if you were to shop around on your own. Ultimately, using a broker can save you time, effort, and potentially money, while ensuring that you have the most appropriate coverage for your insurance needs.
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Do you charge any fees?I do not charge a fee for my services. You can access my expertise and support without any upfront costs. My goal is to provide tailored insurance solutions and exceptional service to my clients, ensuring they have the coverage they need without adding financial strain. By not charging a fee, I am committed to making my services accessible and affordable for all clients.
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What insurance carriers do you work with?I work with a variety of reputable insurance carriers to provide my clients with the best coverage options. Some of the carriers I collaborate with include but are not limited to United Health Care, Aetna CVS, Cigna, Molina, Oscar, Ambetter, Americas, Mutual of Omaha, Americo, SBLI, Foresters, American Amicable, John Hancock, and Assurity, to name a few. By partnering with multiple carriers, I am able to offer my clients a wide range of insurance products, ensuring that they receive tailored solutions that meet their unique needs.
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Will you take care of the claim process?Hopefully, you’ll never have to make a claim, but if you do, I am legally obligated to be your advocate if you need to make a claim. While you need to keep your own records, as your broker, I will help you file your claim and monitor it to ensure everything happens promptly.
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What happens if my insurance needs or my budget changes?I understand that life is always changing, and so are your insurance needs and budget. If your insurance needs or budget changes, I am here to help, I will work with you to review your current insurance policies and make the necessary adjustments to ensure that you have the right coverage at a price that fits your budget. Whether you need to add coverage, remove coverage, or explore new options, we will guide you through the process and provide personalized recommendations tailored to your specific situation.
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How long does it take you to respond to questions or problems?I understand the importance of timely and effective communication. We strive to respond to all inquiries and concerns within 24-48 hours of receiving them depending on the complexity of the issue. I'm dedicated to providing prompt and comprehensive assistance to my clients, ensuring that any questions or problems are addressed and resolved in a timely manner. I believe in fostering strong relationships with my clients, and responsive communication is a key aspect of my commitment to exceptional service.
TESTIMONIALS
Javier has a very unique style and will find the best policy that fits your needs. I now have an excellent insurance and full understanding of my policy. I highly recommend Javier as your trustable insurance broker. He made it into a smooth transition. Many thanks!
Irania Rivera
Totally recommended, friendly and with good knowledge of their products, advised me perfectly, found just what I was looking for, grateful for everything
Maria Teresa Garcia
My experience has been fantastic, it is essential when deciding on insurance to have the help of someone so committed to finding the best option. Without a doubt I will always count on your services. I trust 100%
Ana Belen Millan
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